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Courtesy Buick GMC  

It's Tax Time

    Tips on How to Spend Your Tax Return in 2022

    It's tax season again! If you're like the lucky ones this means you're going to be getting a tax refund. So what exactly are YOU thinking of spending your tax refund on? A third of Americans spend their refund on an auto-related purchase. For this reason we have outlined a few ideas for you. Think of it as your car-friendly tax refund. If you need new tires, are overdue on maintenance, or looking to upgrade the car, truck, or SUV you're currently driving, our LAFAYETTE Buick and GMC dealership is a good place to start. There are various ways to spend your refund, but here are just the most common ones.
    1. Use Your Tax Refund for a Down Payment on a New Car
      This is one of the most popular ways to utilize your tax refund. If you're like many Americans with poor or bad credit, using your tax refund is a great opportunity to make a large down payment. This will likely open up auto financing options that may otherwise not be available to you. A considerable down payment will demonstrate to the dealership that you're a serious car buyer and might also help you receive a loan with lower monthly payments, making buying a car much more financially possible. Use our payment calculator to get an idea of what your payments might be.  
    2. Get Repairs or Upgrades on Your Current Car or Truck
      Maybe it's a new set of tires to improve gas mileage or an essential tune-up that's overdue. A well-maintained car can last well beyond 100,000 miles. Routine maintenance as well as the occasional upgrade might not be as thrilling as driving off the lot in a brand-new car, but it's a fantastic way to stretch your dollars...and the life of your car. Schedule service online!
    3. Used Your Tax Refund on a Used Car
      Used cars are an option if you are looking to find a reliable car but don't want to spend too much money. Sometimes used cars can have a bad reputation, but that's not the case at a respectable dealership like Courtesy Buick GMC . Don't allow the miles on the odometer fool you. Those miles prove that by using good care and maintenance a used car can still be a reliable car. It's unlikely that a used car will still be under warranty, so it's important to make sure you buy your used car or SUV from a trusted dealer, like Courtesy Buick GMC . We inspect all our used cars for safety and reliability. That way you can rest assured that you're getting a car with a great price to quality ratio, and one that will last for many years to come. Shop our used car inventory!
    4. Lease a Car in LAFAYETTE
      The general rule on an auto leases is that when you put down a bigger down payment, your monthly payments will likely be lower. With that larger down payment, your lease payments will be more manageable, and you may be able to upgrade to a vehicle that you otherwise may not be able to through purchasing. While you're here take a look at our current lease offers.
    5. Reduce Your Existing Car Loan with Your Tax Refund
      Placing a nice, big payment towards an existing car loan will allow you to get one step closer to becoming free of debt. You can make an extra payment, which helps you pay off the loan quicker, or lower the balance, which will reduce your interest over time. Additionally it is a smart idea to call your lender to see what they think is the better action to take in your particular situation. 
    6. Refinance Your Existing Auto Loan
      Did you know you may be able to restructure a pre-existing car loan? If your car loan has a high interest rate or you've improved your credit history since getting the loan, it may be possible to utilize your tax refund as leverage and structure a much better loan with lower monthly payments. You may also make use of a portion of your tax refund to lower the principal and obtain an improved interest rate on the balance. 
    We hope you've found this tax refund guide helpful. Feel free to call our Finance Department at 337-326-4983 with any questions you have about how we can help you make the most of your tax refund. Courtesy Buick GMC has been serving LAFAYETTE and neighboring communities for many years, and people have come to rely on us for all their automotive needs. We want to see you get the most for your tax refund, so drop by our Buick and GMC dealership to browse our new and used cars this tax season.

      Tax Return Car Deals & SPECIALS

      2022 Buick Enclave*

      Select 2022 Buick Enclave

      • Take Retail Delivery By 07-05-2022
      Offer Disclosure
      **Example based on national average selling vehicle price. Each dealer sets own price. $319/month for 24 months. Your payments may vary. Payments are for a 2022 BUICK Enclave FWD Essence with an MSRP of $44,195. Based on due at signing amount of $7,475 (after all offers). 24 monthly payments total $7,656. Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease. Take new retail delivery by 07-05-2022. Lessee pays for maintenance, repair, excess wear and disposition fee of $495 or less at end of lease. No security deposit required. Payments may be higher in some states. Not available with other offers. **For Current Lessees of a 2017 model year or newer GM or Non-GM passenger car or truck at least 30 days prior to the lease of a new GM vehicle through GM Financial. Customer remains responsible for current lease payments. Each dealer sets own price. $319/month for 24 months. Your payments may vary. Payments are based on an MSRP of $44,195. Based on due at signing amount of $7,475 (after all offers). 24 monthly payments total $7,656. Must show proof of lease. Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease. Lessee pays for maintenance, repair, excess wear and disposition fee of $495 or less at end of lease. No security deposit required. Payments may be higher in some states. Not available with other offers. Take new retail delivery by 07-05-2022.
      Select 2022 Buick Enclave

        2022 Buick Enclave*

        Select 2022 Buick Enclave

        • Take Retail Delivery By 07-05-2022
        Offer Disclosure
        *2022 BUICK Enclave 0% APR for 36 months for well-qualified buyers when financed w/GM Financial. Monthly payment is $27.78 for every $1000 you finance. Average down payment is 19.8%. Some customers will not qualify. Take new retail delivery by 07-05-2022.
        Select 2022 Buick Enclave

          2022 Buick Encore*

          Select 2022 Buick Encore

          • Stock Number: 22B115
          • Take Retail Delivery By 07-05-2022
          Offer Disclosure
          **Example based on national average selling vehicle price. Each dealer sets own price. $179/month for 24 months. Your payments may vary. Payments are for a 2022 BUICK Encore FWD Preferred with an MSRP of $25,795. Based on due at signing amount of $5,333 (after all offers). 24 monthly payments total $4,296. Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease. Take new retail delivery by 07-05-2022. Lessee pays for maintenance, repair, excess wear and disposition fee of $495 or less at end of lease. No security deposit required. Payments may be higher in some states. Not available with other offers. **For Current Lessees of a 2017 model year or newer GM or Non-GM passenger car or truck at least 30 days prior to the lease of a new GM vehicle through GM Financial. Customer remains responsible for current lease payments. Each dealer sets own price. $179/month for 24 months. Your payments may vary. Payments are based on an MSRP of $25,795. Based on due at signing amount of $5,333 (after all offers). 24 monthly payments total $4,296. Must show proof of lease. Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease. Lessee pays for maintenance, repair, excess wear and disposition fee of $495 or less at end of lease. No security deposit required. Payments may be higher in some states. Not available with other offers. Take new retail delivery by 07-05-2022.
          Select 2022 Buick Encore

            2022 Buick Encore*

            Select 2022 Buick Encore

            • Stock Number: 22B115
            • Take Retail Delivery By 07-05-2022
            Offer Disclosure
            *2022 BUICK Encore 0% APR for 36 months for well-qualified buyers when financed w/GM Financial. Monthly payment is $27.78 for every $1000 you finance. Average down payment is 25%. Some customers will not qualify. Take new retail delivery by 07-05-2022.
            Select 2022 Buick Encore

              2022 Buick Encore GX*

              Select 2022 Buick Encore GX

              • Take Retail Delivery By 07-05-2022
              Offer Disclosure
              *2022 BUICK Encore GX 0% APR for 36 months for well-qualified buyers when financed w/GM Financial. Monthly payment is $27.78 for every $1000 you finance. Average down payment is 23.1%. Some customers will not qualify. Take new retail delivery by 07-05-2022.
              Select 2022 Buick Encore GX

                Buick National Lease Offer*

                Select 2022 Buick Envision

                • Take Retail Delivery By 07-05-2022
                Offer Disclosure
                **Example based on national average selling vehicle price. Each dealer sets own price. $309/month for 36 months. Your payments may vary. Payments are for a 2022 BUICK Envision FWD Essence with an MSRP of $36,995. Based on due at signing amount of $7,059 (after all offers). 36 monthly payments total $11,124. Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease. Take new retail delivery by 07-05-2022. Lessee pays for maintenance, repair, excess wear and disposition fee of $495 or less at end of lease. No security deposit required. Payments may be higher in some states. Not available with other offers. **For Current Lessees of a 2017 model year or newer GM or Non-GM passenger car or truck at least 30 days prior to the lease of a new GM vehicle through GM Financial. Customer remains responsible for current lease payments. Each dealer sets own price. $309/month for 36 months. Your payments may vary. Payments are based on an MSRP of $36,995. Based on due at signing amount of $7,059 (after all offers). 36 monthly payments total $11,124. Must show proof of lease. Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease. Lessee pays for maintenance, repair, excess wear and disposition fee of $495 or less at end of lease. No security deposit required. Payments may be higher in some states. Not available with other offers. Take new retail delivery by 07-05-2022.
                Select 2022 Buick Envision

                  2022 Buick Envision*

                  Select 2022 Buick Envision

                  • Take Retail Delivery By 07-05-2022
                  Offer Disclosure
                  *2022 BUICK Envision 0% APR for 36 months for well-qualified buyers when financed w/GM Financial. Monthly payment is $27.78 for every $1000 you finance. Average down payment is 22.4%. Some customers will not qualify. Take new retail delivery by 07-05-2022.
                  Select 2022 Buick Envision

                    GMC National Lease Offer*

                    Select 2022 GMC Acadia

                    • Take Retail Delivery By 07-05-2022
                    Offer Disclosure
                    **Example based on survey. Each dealer sets own price. $346/month for 36 months. Your payments may vary. Payments are for a 2022 GMC Acadia FWD SLE with an MSRP of $36,195. Based on due at signing amount of $5,500 (after all offers). 36 monthly payments total $12,456. Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease. Take new retail delivery by 07-05-2022. Lessee pays for maintenance, repair, excess wear and disposition fee of $495 or less at end of lease. No security deposit required. Payments may be higher in some states. Not available with other offers. **For Current Lessees of 2017 model year or newer Buick and GMC vehicles : Payments are based on an MSRP of $36,195. Based on due at signing amount of $5,500 (after all offers). 36 monthly payments total $12,456. Must show proof of lease. Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease. Take new retail delivery by 07-05-2022. Lessee pays for maintenance, repair, excess wear and disposition fee of $495 or less at end of lease. No security deposit required. Payments may be higher in some states. Not available with other offers.
                    Select 2022 GMC Acadia

                      GMC National Lease Offer*

                      Select 2022 GMC Canyon

                      • Stock Number: 2220390
                      • Take Retail Delivery By 07-05-2022
                      Offer Disclosure
                      **Example based on survey. Each dealer sets own price. $294/month for 36 months. Your payments may vary. Payments are for a 2022 GMC Canyon Short Crew 2WD Elevation with an MSRP of $33,695. Based on due at signing amount of $5,000 (after all offers). 36 monthly payments total $10,584. Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease. Take new retail delivery by 07-05-2022. Lessee pays for maintenance, repair, excess wear and disposition fee of $495 or less at end of lease. No security deposit required. Payments may be higher in some states. Not available with other offers. **For Current Lessees of 2017 model year or newer Buick and GMC vehicles : Payments are based on an MSRP of $33,695. Based on due at signing amount of $5,000 (after all offers). 36 monthly payments total $10,584. Must show proof of lease. Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease. Take new retail delivery by 07-05-2022. Lessee pays for maintenance, repair, excess wear and disposition fee of $495 or less at end of lease. No security deposit required. Payments may be higher in some states. Not available with other offers.
                      Select 2022 GMC Canyon

                        2022 GMC Sierra 1500 Limited*

                        Select 2022 GMC Sierra 1500 Limited

                        • VIN: 3GTP9EEL2NG196708
                        • Take Retail Delivery By 07-05-2022
                        Offer Disclosure
                        *2022 GMC Sierra 1500 Limited Crew Cab AT4. *Not available with special finance or lease offers. **Must show proof of a current ownership or lease of a 2008 model year or newer select GM vehicle at least 30 days prior to the new vehicle sale. Must finance with GM Financial. Some customers may not qualify. Take new retail delivery by 07-05-2022.
                        Select 2022 GMC Sierra 1500 Limited

                          2022 GMC Terrain*

                          Select 2022 GMC Terrain

                          • Stock Number: 2220545
                          • Take Retail Delivery By 07-05-2022
                          Offer Disclosure
                          *Example based on survey. Each dealer sets own price. $249/month for 24 months. Your payments may vary. Payments are for a 2022 GMC Terrain FWD SLE with an MSRP of $29,295. Based on due at signing amount of $4,902 (after all offers). 24 monthly payments total $5,976. Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease. Take new retail delivery by 07-05-2022. Lessee pays for maintenance, repair, excess wear and disposition fee of $495 or less at end of lease. No security deposit required. Payments may be higher in some states. Not available with other offers.
                          Select 2022 GMC Terrain

                            2022 GMC Sierra 1500 Crew Cab Short Box 4-Wheel Drive Elevation 3SB*

                            Select 2022 GMC Sierra 1500

                            Select 2022 GMC Sierra 1500

                              2022 Buick Enclave Premium FWD*

                              Select 2022 Buick Enclave

                              Select 2022 Buick Enclave

                                2022 GMC Sierra 2500HD Crew Cab Standard Box 4-Wheel Drive AT4*

                                Select 2022 GMC Sierra 2500HD

                                Select 2022 GMC Sierra 2500HD

                                  2022 GMC Sierra 2500HD Crew Cab Standard Box 4-Wheel Drive AT4*

                                  Select 2022 GMC Sierra 2500HD

                                  Select 2022 GMC Sierra 2500HD

                                    2021 GMC Sierra 1500 Crew Cab Short Box 4-Wheel Drive Denali*

                                    Select 2021 GMC Sierra 1500

                                    • Courtesy Price: $64,990
                                    • Stock Number: 2220502A
                                    Select 2021 GMC Sierra 1500

                                      2022 GMC Yukon XL 2WD 4dr Denali*

                                      Select 2022 GMC Yukon XL

                                      Select 2022 GMC Yukon XL

                                        2022 GMC Sierra 1500 Limited Crew Cab Short Box 2-Wheel Drive SLT*

                                        Select 2022 GMC Sierra 1500 Limited

                                        Select 2022 GMC Sierra 1500 Limited

                                          2012 Chevrolet Traverse FWD LS*

                                          Select 2012 Chevrolet Traverse

                                          • Courtesy Price: Contact Us
                                          • Stock Number: 2220498C
                                          Select 2012 Chevrolet Traverse

                                            2018 Honda CR-V Touring 2WD*

                                            Select 2018 Honda CR-V

                                            • Courtesy Price: $23,980
                                            • Stock Number: 2220352A
                                            Select 2018 Honda CR-V

                                              2023 Buick Enclave Premium FWD*

                                              Select 2023 Buick Enclave

                                                2022 GMC Canyon Crew Cab Short Box 2-Wheel Drive Elevation Standard*

                                                Select 2022 GMC Canyon

                                                Select 2022 GMC Canyon

                                                  2022 GMC Sierra 1500 Crew Cab Short Box 2-Wheel Drive SLT*

                                                  Select 2022 GMC Sierra 1500

                                                  Select 2022 GMC Sierra 1500

                                                    2022 Buick Enclave Essence FWD*

                                                    Select 2022 Buick Enclave

                                                    Select 2022 Buick Enclave