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It's Tax Time

    Tips on How to Spend Your Tax Return in 2020

    It's tax season again! If you're like the lucky ones this means you're going to be getting a tax refund. So what exactly are YOU thinking of spending your tax refund on? A third of Americans spend their refund on an auto-related purchase. For this reason we have outlined a few ideas for you. Think of it as your car-friendly tax refund. If you need new tires, are overdue on maintenance, or looking to upgrade the car, truck, or SUV you're currently driving, our Lafayette Buick and GMC dealership is a good place to start. There are various ways to spend your refund, but here are just the most common ones.
    1. Use Your Tax Refund for a Down Payment on a New Car
      This is one of the most popular ways to utilize your tax refund. If you're like many Americans with poor or bad credit, using your tax refund is a great opportunity to make a large down payment. This will likely open up auto financing options that may otherwise not be available to you. A considerable down payment will demonstrate to the dealership that you're a serious car buyer and might also help you receive a loan with lower monthly payments, making buying a car much more financially possible. Use our payment calculator to get an idea of what your payments might be.  
    2. Get Repairs or Upgrades on Your Current Car or Truck
      Maybe it's a new set of tires to improve gas mileage or an essential tune-up that's overdue. A well-maintained car can last well beyond 100,000 miles. Routine maintenance as well as the occasional upgrade might not be as thrilling as driving off the lot in a brand-new car, but it's a fantastic way to stretch your dollars...and the life of your car. Schedule service online!
    3. Used Your Tax Refund on a Used Car
      Used cars are an option if you are looking to find a reliable car but don't want to spend too much money. Sometimes used cars can have a bad reputation, but that's not the case at a respectable dealership like Courtesy Buick GMC Lafayette. Don't allow the miles on the odometer fool you. Those miles prove that by using good care and maintenance a used car can still be a reliable car. It's unlikely that a used car will still be under warranty, so it's important to make sure you buy your used car or SUV from a trusted dealer, like Courtesy Buick GMC Lafayette. We inspect all our used cars for safety and reliability. That way you can rest assured that you're getting a car with a great price to quality ratio, and one that will last for many years to come. Shop our used car inventory!
    4. Lease a Car in Lafayette
      The general rule on an auto leases is that when you put down a bigger down payment, your monthly payments will likely be lower. With that larger down payment, your lease payments will be more manageable, and you may be able to upgrade to a vehicle that you otherwise may not be able to through purchasing. While you're here take a look at our current lease offers.
    5. Reduce Your Existing Car Loan with Your Tax Refund
      Placing a nice, big payment towards an existing car loan will allow you to get one step closer to becoming free of debt. You can make an extra payment, which helps you pay off the loan quicker, or lower the balance, which will reduce your interest over time. Additionally it is a smart idea to call your lender to see what they think is the better action to take in your particular situation. 
    6. Refinance Your Existing Auto Loan
      Did you know you may be able to restructure a pre-existing car loan? If your car loan has a high interest rate or you've improved your credit history since getting the loan, it may be possible to utilize your tax refund as leverage and structure a much better loan with lower monthly payments. You may also make use of a portion of your tax refund to lower the principal and obtain an improved interest rate on the balance. 
    We hope you've found this tax refund guide helpful. Feel free to call our Finance Department at 337-326-4983 with any questions you have about how we can help you make the most of your tax refund. Courtesy Buick GMC Lafayette has been serving Lafayette and neighboring communities for many years, and people have come to rely on us for all their automotive needs. We want to see you get the most for your tax refund, so drop by our Buick and GMC dealership to browse our new and used cars this tax season.

      Tax Return Car Deals & SPECIALS

      2018 Dodge Journey GT FWD*

      Select 2018 Dodge Journey

      • Courtesy Value Price: $14,987
      • Stock Number: UP2811
      Select 2018 Dodge Journey

        2019 Nissan Altima 2.5 SL Sedan*

        Select 2019 Nissan Altima

        • Courtesy Value Price: $19,851
        • Stock Number: UP2843
        Select 2019 Nissan Altima

          2016 Kia Sorento FWD 4dr 3.3L SX*

          Select 2016 Kia Sorento

          • Courtesy Value Price: $16,684
          • Stock Number: UP2774
          Select 2016 Kia Sorento

            2018 Subaru Impreza 2.0i Premium 4-door CVT*

            Select 2018 Subaru Impreza

            • Courtesy Value Price: $15,881
            • Stock Number: UP2832
            Select 2018 Subaru Impreza

              2020 Kia Optima LX Auto*

              Select 2020 Kia Optima

              • Courtesy Value Price: $18,700
              • Stock Number: UP2841
              Select 2020 Kia Optima

                2018 Toyota Tundra 4WD 4WD Platinum CrewMax 5.5' Bed 5.7L FFV (SE)*

                Select 2018 Toyota Tundra 4WD

                • Courtesy Value Price: $36,303
                • Stock Number: UP2837
                Select 2018 Toyota Tundra 4WD

                  2019 Ford Super Duty F-250 SRW Platinum 4WD Crew Cab 6.75' Box*

                  Select 2019 Ford Super Duty F-250 SRW

                  • Courtesy Value Price: $59,783
                  • Stock Number: 2200571A
                  Select 2019 Ford Super Duty F-250 SRW

                    2020 Chevrolet Malibu Premier*

                    Select 2020 Chevrolet Malibu

                    • Courtesy Value Price: $22,705
                    • Stock Number: UP2828
                    Select 2020 Chevrolet Malibu

                      2020 Chevrolet Malibu Premier*

                      Select 2020 Chevrolet Malibu

                      • Courtesy Value Price: $22,336
                      • Stock Number: UP2827
                      Select 2020 Chevrolet Malibu

                        2020 Kia Optima LX Auto*

                        Select 2020 Kia Optima

                        • Courtesy Value Price: $18,700
                        • Stock Number: UP2842
                        Select 2020 Kia Optima

                          2019 Hyundai Elantra SEL Auto*

                          Select 2019 Hyundai Elantra

                          • Courtesy Value Price: $13,783
                          • Stock Number: UP2850
                          Select 2019 Hyundai Elantra

                            2017 Lexus GX 460 Premium 4WD*

                            Select 2017 Lexus GX 460

                            • Courtesy Value Price: $30,121
                            • Stock Number: UP2799
                            Select 2017 Lexus GX 460

                              2017 Ford Super Duty F-250 SRW XLT 4WD Crew Cab 6.75' Box*

                              Select 2017 Ford Super Duty F-250 SRW

                              • Courtesy Value Price: $32,717
                              • Stock Number: UP2847
                              Select 2017 Ford Super Duty F-250 SRW

                                2020 Kia Soul LX IVT*

                                Select 2020 Kia Soul

                                • Courtesy Value Price: $13,985
                                • Stock Number: UP2773
                                Select 2020 Kia Soul

                                  2019 Ford Fusion Titanium AWD*

                                  Select 2019 Ford Fusion

                                  • Courtesy Value Price: $18,215
                                  • Stock Number: UP2831
                                  Select 2019 Ford Fusion

                                    2019 Land Rover Discovery Sport SE 4WD*

                                    Select 2019 Land Rover Discovery Sport

                                    • Courtesy Value Price: $25,779
                                    • Stock Number: UP2801
                                    Select 2019 Land Rover Discovery Sport

                                      2016 GMC Acadia FWD SLE-1*

                                      Select 2016 GMC Acadia

                                      • Courtesy Value Price: $19,849
                                      • Stock Number: 2200278A
                                      Select 2016 GMC Acadia

                                        2019 Genesis G80 3.8L RWD*

                                        Select 2019 Genesis G80

                                        • Courtesy Value Price: $31,411
                                        • Stock Number: UP2820
                                        Select 2019 Genesis G80

                                          2018 Ford Fusion Hybrid SE FWD*

                                          Select 2018 Ford Fusion Hybrid

                                          • Courtesy Value Price: $15,275
                                          • Stock Number: UP2839
                                          Select 2018 Ford Fusion Hybrid

                                            Select Market Bonus Cash*

                                            Select 2020 Buick Enclave

                                            • Offer Amount $1000
                                            • Sale Price: $46,155*
                                            • Stock Number: 20B133
                                            • Take Retail Delivery By 06-01-2020
                                            20-32AA:5 Buick Select Market Bonus Cash Program
                                            Offer Disclosure
                                            *Not available with lease and some other offers. Residency restrictions apply.
                                            Select 2020 Buick Enclave

                                              0% APR FOR VERY WELL-QUALIFIED BUYERS WHEN FINANCED W/ GM FINANCIAL.*

                                              Select 2020 Buick Enclave

                                              • Take Retail Delivery By 06-01-2020
                                              Offer Disclosure
                                              ***0% APR for 84 MONTHS FOR VERY WELL-QUALIFIED BUYERS WHEN FINANCED W/ GM FINANCIAL. Monthly payment is $11.90 for every $1,000 you finance. Average example down payment is 4.3%. Must finance with GM Financial. Some customers may not qualify. Not available with some other offers. Take retail delivery by 6/1/2020.
                                              Select 2020 Buick Enclave

                                                Select Market Bonus Cash*

                                                Select 2020 Buick Enclave

                                                • Offer Amount $1000
                                                • Take Retail Delivery By 06-01-2020
                                                20-32AA:5 Buick Select Market Bonus Cash Program
                                                Offer Disclosure
                                                *Not available with lease and some other offers. Residency restrictions apply.
                                                Select 2020 Buick Enclave

                                                  Customer Cash*

                                                  Select 2020 Buick Enclave

                                                  • Offer Amount $4500
                                                  • Take Retail Delivery By 06-01-2020
                                                  20-40ACA:7 Consumer Cash Program
                                                  Offer Disclosure
                                                  *Not available with special financing, lease and some other offers.
                                                  Select 2020 Buick Enclave

                                                    Customer Cash*

                                                    Select 2020 Buick Enclave

                                                    • Offer Amount $4500
                                                    • Sale Price: $46,155*
                                                    • Stock Number: 20B133
                                                    • Take Retail Delivery By 06-01-2020
                                                    20-40ACA:7 Consumer Cash Program
                                                    Offer Disclosure
                                                    *Not available with special financing, lease and some other offers.
                                                    Select 2020 Buick Enclave