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Courtesy Buick GMC Lafayette 

It's Tax Time

    Tips on How to Spend Your Tax Return in 2021

    It's tax season again! If you're like the lucky ones this means you're going to be getting a tax refund. So what exactly are YOU thinking of spending your tax refund on? A third of Americans spend their refund on an auto-related purchase. For this reason we have outlined a few ideas for you. Think of it as your car-friendly tax refund. If you need new tires, are overdue on maintenance, or looking to upgrade the car, truck, or SUV you're currently driving, our LAFAYETTE Buick and GMC dealership is a good place to start. There are various ways to spend your refund, but here are just the most common ones.
    1. Use Your Tax Refund for a Down Payment on a New Car
      This is one of the most popular ways to utilize your tax refund. If you're like many Americans with poor or bad credit, using your tax refund is a great opportunity to make a large down payment. This will likely open up auto financing options that may otherwise not be available to you. A considerable down payment will demonstrate to the dealership that you're a serious car buyer and might also help you receive a loan with lower monthly payments, making buying a car much more financially possible. Use our payment calculator to get an idea of what your payments might be.  
    2. Get Repairs or Upgrades on Your Current Car or Truck
      Maybe it's a new set of tires to improve gas mileage or an essential tune-up that's overdue. A well-maintained car can last well beyond 100,000 miles. Routine maintenance as well as the occasional upgrade might not be as thrilling as driving off the lot in a brand-new car, but it's a fantastic way to stretch your dollars...and the life of your car. Schedule service online!
    3. Used Your Tax Refund on a Used Car
      Used cars are an option if you are looking to find a reliable car but don't want to spend too much money. Sometimes used cars can have a bad reputation, but that's not the case at a respectable dealership like Courtesy Buick GMC Lafayette. Don't allow the miles on the odometer fool you. Those miles prove that by using good care and maintenance a used car can still be a reliable car. It's unlikely that a used car will still be under warranty, so it's important to make sure you buy your used car or SUV from a trusted dealer, like Courtesy Buick GMC Lafayette. We inspect all our used cars for safety and reliability. That way you can rest assured that you're getting a car with a great price to quality ratio, and one that will last for many years to come. Shop our used car inventory!
    4. Lease a Car in LAFAYETTE
      The general rule on an auto leases is that when you put down a bigger down payment, your monthly payments will likely be lower. With that larger down payment, your lease payments will be more manageable, and you may be able to upgrade to a vehicle that you otherwise may not be able to through purchasing. While you're here take a look at our current lease offers.
    5. Reduce Your Existing Car Loan with Your Tax Refund
      Placing a nice, big payment towards an existing car loan will allow you to get one step closer to becoming free of debt. You can make an extra payment, which helps you pay off the loan quicker, or lower the balance, which will reduce your interest over time. Additionally it is a smart idea to call your lender to see what they think is the better action to take in your particular situation. 
    6. Refinance Your Existing Auto Loan
      Did you know you may be able to restructure a pre-existing car loan? If your car loan has a high interest rate or you've improved your credit history since getting the loan, it may be possible to utilize your tax refund as leverage and structure a much better loan with lower monthly payments. You may also make use of a portion of your tax refund to lower the principal and obtain an improved interest rate on the balance. 
    We hope you've found this tax refund guide helpful. Feel free to call our Finance Department at 337-326-4983 with any questions you have about how we can help you make the most of your tax refund. Courtesy Buick GMC Lafayette has been serving LAFAYETTE and neighboring communities for many years, and people have come to rely on us for all their automotive needs. We want to see you get the most for your tax refund, so drop by our Buick and GMC dealership to browse our new and used cars this tax season.

      Tax Return Car Deals & SPECIALS

      2022 Buick Encore GX*

      Select 2022 Buick Encore GX

      • Take Retail Delivery By 11-01-2021
      Offer Disclosure
      *2022 BUICK Encore GX 0% APR for 72 months for qualified buyers. Monthly payment is $13.89 for every $1000 you finance. Example down payment: 7.2%. Some customers will not qualify. Take new retail delivery by 11-01-2021.
      Select 2022 Buick Encore GX

        2022 Buick Encore GX*

        Select 2022 Buick Encore GX

        • Take Retail Delivery By 11-01-2021
        Offer Disclosure
        *2022 BUICK Encore GX. Not available with special finance or lease offers. Take new retail delivery by 11-01-2021.
        Select 2022 Buick Encore GX

          Buick National Lease Offer*

          Select 2022 Buick Encore GX

          • Take Retail Delivery By 11-01-2021
          Offer Disclosure
          **Example based on survey. Each dealer sets own price. Your payments may vary. Payments are for a 2022 BUICK Encore GX FWD Preferred with an MSRP of $25,395. 39 monthly payments total $8,541. Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease. Take new retail delivery by 11-01-2021. Lessee pays for maintenance, repair, excess wear and disposition fee of $495 or less at end of lease. Payments may be higher in some states. Not available with other offers. **For Current Lessees of 2016 model year or newer Buick and GMC vehicles : Payments are based on an MSRP of $25,395. 39 monthly payments total $8,541. Must show proof of lease. Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease. Take new retail delivery by 11-01-2021. Lessee pays for maintenance, repair, excess wear and disposition fee of $495 or less at end of lease. Payments may be higher in some states. Not available with other offers.
          Select 2022 Buick Encore GX

            2021 Buick Enclave*

            Select 2021 Buick Enclave

            • Take Retail Delivery By 11-01-2021
            Offer Disclosure
            *Example based on survey. Each dealer sets own price. Your payments may vary. Payments are for a 2021 BUICK Enclave FWD Essence with an MSRP of $43,495. 39 monthly payments total $17,511. Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease. Take new retail delivery by 11-01-2021. Lessee pays for maintenance, repair, excess wear and disposition fee of $495 or less at end of lease. Payments may be higher in some states. Not available with other offers.
            Select 2021 Buick Enclave

              2021 Buick Enclave*

              Select 2021 Buick Enclave

              • Take Retail Delivery By 11-01-2021
              Offer Disclosure
              *2021 BUICK Enclave 0% APR for 72 months for qualified buyers. Monthly payment is $13.89 for every $1000 you finance. Example down payment: 6.3%. Some customers will not qualify. Take new retail delivery by 11-01-2021.
              Select 2021 Buick Enclave

                2021 Buick Enclave*

                Select 2021 Buick Enclave

                • Take Retail Delivery By 11-01-2021
                Offer Disclosure
                *2021 BUICK Enclave. Not available with special finance or lease offers. Take new retail delivery by 11-01-2021.
                Select 2021 Buick Enclave

                  2021 Buick Encore GX*

                  Select 2021 Buick Encore GX

                  • Stock Number: 21B123
                  • Take Retail Delivery By 11-01-2021
                  Offer Disclosure
                  *2021 BUICK Encore GX 0% APR for 72 months for qualified buyers. Monthly payment is $13.89 for every $1000 you finance. Example down payment: 7.2%. Some customers will not qualify. Take new retail delivery by 11-01-2021.
                  Select 2021 Buick Encore GX

                    2021 Buick Encore GX*

                    Select 2021 Buick Encore GX

                    • Stock Number: 21B123
                    • Take Retail Delivery By 11-01-2021
                    Offer Disclosure
                    *Example based on survey. Each dealer sets own price. Your payments may vary. Payments are for a 2021 BUICK Encore GX FWD Preferred with an MSRP of $25,395. 39 monthly payments total $7,761. Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease. Take new retail delivery by 11-01-2021. Lessee pays for maintenance, repair, excess wear and disposition fee of $495 or less at end of lease. Payments may be higher in some states. Not available with other offers.
                    Select 2021 Buick Encore GX

                      2021 Buick Encore GX*

                      Select 2021 Buick Encore GX

                      • Stock Number: 21B123
                      • Take Retail Delivery By 11-01-2021
                      Offer Disclosure
                      *2021 BUICK Encore GX. Not available with special finance or lease offers. Take new retail delivery by 11-01-2021.
                      Select 2021 Buick Encore GX

                        2021 Buick Envision*

                        Select 2021 Buick Envision

                        • Take Retail Delivery By 11-01-2021
                        Offer Disclosure
                        *2021 BUICK Envision. Not available with special finance or lease offers. Take new retail delivery by 11-01-2021.
                        Select 2021 Buick Envision

                          2021 Buick Envision*

                          Select 2021 Buick Envision

                          • Take Retail Delivery By 11-01-2021
                          Offer Disclosure
                          *2021 BUICK Envision 0% APR for 72 months for qualified buyers. Monthly payment is $13.89 for every $1000 you finance. Example down payment: 7.6%. Some customers will not qualify. Take new retail delivery by 11-01-2021.
                          Select 2021 Buick Envision

                            Buick National Lease Offer*

                            Select 2021 Buick Envision

                            • Take Retail Delivery By 11-01-2021
                            Offer Disclosure
                            **Example based on survey. Each dealer sets own price. Your payments may vary. Payments are for a 2021 BUICK Envision FWD Essence with an MSRP of $37,195. 36 monthly payments total $11,376. Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease. Take new retail delivery by 11-01-2021. Lessee pays for maintenance, repair, excess wear and disposition fee of $495 or less at end of lease. Payments may be higher in some states. Not available with other offers. **For Current Lessees of 2016 model year or newer Buick and GMC vehicles : Payments are based on an MSRP of $37,195. 36 monthly payments total $11,376. Must show proof of lease. Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease. Take new retail delivery by 11-01-2021. Lessee pays for maintenance, repair, excess wear and disposition fee of $495 or less at end of lease. Payments may be higher in some states. Not available with other offers.
                            Select 2021 Buick Envision

                              GMC National Lease Offer*

                              Select 2021 GMC Sierra 1500

                              • Take Retail Delivery By 11-01-2021
                              Offer Disclosure
                              **Example based on survey. Each dealer sets own price. Your payments may vary. Payments are for a 2021 GMC Sierra 1500 Short Crew 4WD Elevation with an MSRP of $50,695. 36 monthly payments total $13,968. Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease. Take new retail delivery by 11-01-2021. Lessee pays for maintenance, repair, excess wear and disposition fee of $495 or less at end of lease. Payments may be higher in some states. Not available with other offers. **For Current Lessees of 2016 model year or newer Buick and GMC vehicles : Payments are based on an MSRP of $50,695. 36 monthly payments total $13,968. Must show proof of lease. Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease. Take new retail delivery by 11-01-2021. Lessee pays for maintenance, repair, excess wear and disposition fee of $495 or less at end of lease. Payments may be higher in some states. Not available with other offers.
                              Select 2021 GMC Sierra 1500

                                Dealer Discount*

                                Select 2021 Buick Enclave

                                • Stock Number: 21B063
                                • Take Retail Delivery By 10-31-2021
                                Offer Disclosure
                                *Dealer Discount available for everyone. Good for in stock vehicles only. The MSRP does not include charges added by the dealer or options added to the vehicle by the dealer.
                                Select 2021 Buick Enclave

                                  Dealer Discount*

                                  Select 2021 Buick Envision

                                  • Stock Number: 21B127
                                  • Take Retail Delivery By 10-31-2021
                                  Offer Disclosure
                                  *Dealer Discount available for everyone. Good for in stock vehicles only. The MSRP does not include charges added by the dealer or options added to the vehicle by the dealer.
                                  Select 2021 Buick Envision

                                    Dealer Discount*

                                    Select 2022 GMC Acadia

                                    • Stock Number: 2220008
                                    • Take Retail Delivery By 10-31-2021
                                    Offer Disclosure
                                    *Dealer Discount available for everyone. Good for in stock vehicles only. The MSRP does not include charges added by the dealer or options added to the vehicle by the dealer.
                                    Select 2022 GMC Acadia

                                      2014 Chevrolet Corvette Stingray Convertible Z51 3LT*

                                      Select 2014 Chevrolet Corvette Stingray

                                      • Courtesy Value Price: $42,990
                                      • Stock Number: UP3599
                                      Select 2014 Chevrolet Corvette Stingray

                                        2019 Toyota Tundra 2WD 2WD SR Double Cab 6.5' Bed 4.6L (Natl)*

                                        Select 2019 Toyota Tundra 2WD

                                        • Courtesy Value Price: $32,990
                                        • Stock Number: 2210895A
                                        Select 2019 Toyota Tundra 2WD

                                          2019 Dodge Charger GT RWD*

                                          Select 2019 Dodge Charger

                                          • Courtesy Value Price: $28,990
                                          • Stock Number: UP3591
                                          Select 2019 Dodge Charger

                                            2018 Ford F-150 XL 2WD SuperCrew 5.5' Box*

                                            Select 2018 Ford F-150

                                            • Courtesy Value Price: $29,490
                                            • Stock Number: UP3600
                                            Select 2018 Ford F-150