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It's Tax Time

    Tips on How to Spend Your Tax Return in 2021

    It's tax season again! If you're like the lucky ones this means you're going to be getting a tax refund. So what exactly are YOU thinking of spending your tax refund on? A third of Americans spend their refund on an auto-related purchase. For this reason we have outlined a few ideas for you. Think of it as your car-friendly tax refund. If you need new tires, are overdue on maintenance, or looking to upgrade the car, truck, or SUV you're currently driving, our Lafayette Buick and GMC dealership is a good place to start. There are various ways to spend your refund, but here are just the most common ones.
    1. Use Your Tax Refund for a Down Payment on a New Car
      This is one of the most popular ways to utilize your tax refund. If you're like many Americans with poor or bad credit, using your tax refund is a great opportunity to make a large down payment. This will likely open up auto financing options that may otherwise not be available to you. A considerable down payment will demonstrate to the dealership that you're a serious car buyer and might also help you receive a loan with lower monthly payments, making buying a car much more financially possible. Use our payment calculator to get an idea of what your payments might be.  
    2. Get Repairs or Upgrades on Your Current Car or Truck
      Maybe it's a new set of tires to improve gas mileage or an essential tune-up that's overdue. A well-maintained car can last well beyond 100,000 miles. Routine maintenance as well as the occasional upgrade might not be as thrilling as driving off the lot in a brand-new car, but it's a fantastic way to stretch your dollars...and the life of your car. Schedule service online!
    3. Used Your Tax Refund on a Used Car
      Used cars are an option if you are looking to find a reliable car but don't want to spend too much money. Sometimes used cars can have a bad reputation, but that's not the case at a respectable dealership like Courtesy Buick GMC Lafayette. Don't allow the miles on the odometer fool you. Those miles prove that by using good care and maintenance a used car can still be a reliable car. It's unlikely that a used car will still be under warranty, so it's important to make sure you buy your used car or SUV from a trusted dealer, like Courtesy Buick GMC Lafayette. We inspect all our used cars for safety and reliability. That way you can rest assured that you're getting a car with a great price to quality ratio, and one that will last for many years to come. Shop our used car inventory!
    4. Lease a Car in Lafayette
      The general rule on an auto leases is that when you put down a bigger down payment, your monthly payments will likely be lower. With that larger down payment, your lease payments will be more manageable, and you may be able to upgrade to a vehicle that you otherwise may not be able to through purchasing. While you're here take a look at our current lease offers.
    5. Reduce Your Existing Car Loan with Your Tax Refund
      Placing a nice, big payment towards an existing car loan will allow you to get one step closer to becoming free of debt. You can make an extra payment, which helps you pay off the loan quicker, or lower the balance, which will reduce your interest over time. Additionally it is a smart idea to call your lender to see what they think is the better action to take in your particular situation. 
    6. Refinance Your Existing Auto Loan
      Did you know you may be able to restructure a pre-existing car loan? If your car loan has a high interest rate or you've improved your credit history since getting the loan, it may be possible to utilize your tax refund as leverage and structure a much better loan with lower monthly payments. You may also make use of a portion of your tax refund to lower the principal and obtain an improved interest rate on the balance. 
    We hope you've found this tax refund guide helpful. Feel free to call our Finance Department at 337-326-4983 with any questions you have about how we can help you make the most of your tax refund. Courtesy Buick GMC Lafayette has been serving Lafayette and neighboring communities for many years, and people have come to rely on us for all their automotive needs. We want to see you get the most for your tax refund, so drop by our Buick and GMC dealership to browse our new and used cars this tax season.

      Tax Return Car Deals & SPECIALS

      Purchase Allowance*

      Select 2021 Buick Enclave

      • Offer Amount $4250
      • Take Retail Delivery By 02-01-2021
      21-40ACB:0 Buick & GMC Consumer Cash Program
      Offer Disclosure
      *Not available with special financing, lease and some other offers.
      Select 2021 Buick Enclave

        0% APR PLUS $2,000 CASH ALLOWANCE FOR VERY WELL-QUALIFIED BUYERS WHEN FINANCED W/GM FINANCIAL*

        Select 2021 Buick Enclave

        • Take Retail Delivery By 02-01-2021
        Offer Disclosure
        ***0% APR for 72 MONTHS PLUS $2,000 CASH ALLOWANCE FOR WELL-QUALIFIED BUYERS WHEN FINANCED W/ GM FINANCIAL. Monthly payment is $13.89 for every $1,000 you finance. Average example down payment is 7%. Some customers may not qualify. Not available with leases and some other offers. Take retail delivery by 2/1/2021.
        Select 2021 Buick Enclave

          Purchase Allowance*

          Select 2021 Buick Encore GX

          • Offer Amount $2000
          • Take Retail Delivery By 02-01-2021
          21-40ACB:0 Buick & GMC Consumer Cash Program
          Offer Disclosure
          *Not available with special financing, lease and some other offers.
          Select 2021 Buick Encore GX

            0% APR PLUS $350 CASH ALLOWANCE FOR VERY WELL-QUALIFIED BUYERS WHEN FINANCED W/GM FINANCIAL*

            Select 2021 Buick Encore GX

            • Take Retail Delivery By 02-01-2021
            Offer Disclosure
            ***0% APR for 72 MONTHS PLUS $350 CASH ALLOWANCE FOR WELL-QUALIFIED BUYERS WHEN FINANCED W/ GM FINANCIAL. Monthly payment is $13.89 for every $1,000 you finance. Average example down payment is 7%. Some customers may not qualify. Not available with leases and some other offers. Take retail delivery by 2/1/2021.
            Select 2021 Buick Encore GX

              Purchase Allowance*

              Select 2021 GMC Acadia

              • Offer Amount $4000
              • Sale Price: $42,690*
              • Stock Number: 2210063
              • Take Retail Delivery By 02-01-2021
              21-40ACB:0 Buick & GMC Consumer Cash Program
              Offer Disclosure
              *Not available with special financing, lease and some other offers.
              Select 2021 GMC Acadia

                0% APR PLUS $1,800 CASH ALLOWANCE FOR VERY WELL-QUALIFIED BUYERS WHEN FINANCED W/GM FINANCIAL*

                Select 2021 GMC Acadia

                • Take Retail Delivery By 02-01-2021
                Offer Disclosure
                ***0% APR for 72 MONTHS PLUS $1,800 CASH ALLOWANCE FOR VERY WELL-QUALIFIED BUYERS WHEN FINANCED W/ GM FINANCIAL. Monthly payment is $13.89 for every $1,000 you finance. Average example down payment is 7%. Some customers may not qualify. Not available with leases and some other offers. Take retail delivery by 2/1/2021.
                Select 2021 GMC Acadia

                  Purchase Allowance*

                  Select 2021 GMC Acadia

                  • Offer Amount $4000
                  • Take Retail Delivery By 02-01-2021
                  21-40ACB:0 Buick & GMC Consumer Cash Program
                  Offer Disclosure
                  *Not available with special financing, lease and some other offers.
                  Select 2021 GMC Acadia

                    Purchase Allowance*

                    Select 2021 GMC Acadia

                    • Offer Amount $4000
                    • Take Retail Delivery By 02-01-2021
                    21-40ACB:0 Buick & GMC Consumer Cash Program
                    Offer Disclosure
                    *Not available with special financing, lease and some other offers.
                    Select 2021 GMC Acadia

                      Purchase Allowance*

                      Select 2021 GMC Canyon

                      • Offer Amount $2750
                      • Take Retail Delivery By 02-01-2021
                      21-40ACB:0 Buick & GMC Consumer Cash Program
                      Offer Disclosure
                      *Not available with special financing, lease and some other offers.
                      Select 2021 GMC Canyon

                        0% APR PLUS $800 CASH ALLOWANCE FOR VERY WELL-QUALIFIED BUYERS WHEN FINANCED W/GM FINANCIAL*

                        Select 2021 GMC Canyon

                        • Take Retail Delivery By 02-01-2021
                        Offer Disclosure
                        ***0% APR for 72 MONTHS PLUS $800 CASH ALLOWANCE FOR VERY WELL-QUALIFIED BUYERS WHEN FINANCED W/ GM FINANCIAL. Monthly payment is $13.89 for every $1,000 you finance. Average example down payment is 7%. Some customers may not qualify. Not available with leases and some other offers. Take retail delivery by 2/1/2021.
                        Select 2021 GMC Canyon

                          Purchase Allowance*

                          Select 2021 GMC Canyon

                          • Offer Amount $2750
                          • Sale Price: $32,150*
                          • Stock Number: 2210208
                          • Take Retail Delivery By 02-01-2021
                          21-40ACB:0 Buick & GMC Consumer Cash Program
                          Offer Disclosure
                          *Not available with special financing, lease and some other offers.
                          Select 2021 GMC Canyon

                            Purchase Allowance*

                            Select 2021 GMC Sierra 1500

                            • Offer Amount $6500
                            • Take Retail Delivery By 02-01-2021
                            21-40ACB:0 Buick & GMC Consumer Cash Program
                            Offer Disclosure
                            *Not available with special financing, lease and some other offers.
                            Select 2021 GMC Sierra 1500

                              Purchase Allowance*

                              Select 2021 GMC Sierra 1500

                              • Offer Amount $5500
                              • Sale Price: $46,490*
                              • VIN: 1GTU9BED9MZ216395
                              • Take Retail Delivery By 02-01-2021
                              21-40ACB:0 Buick & GMC Consumer Cash Program
                              Offer Disclosure
                              *Not available with special financing, lease and some other offers.
                              Select 2021 GMC Sierra 1500

                                Purchase Allowance*

                                Select 2021 GMC Sierra 1500

                                • Offer Amount $5500
                                • Take Retail Delivery By 02-01-2021
                                21-40ACB:0 Buick & GMC Consumer Cash Program
                                Offer Disclosure
                                *Not available with special financing, lease and some other offers.
                                Select 2021 GMC Sierra 1500

                                  Purchase Allowance*

                                  Select 2021 GMC Sierra 1500

                                  • Offer Amount $5500
                                  • Take Retail Delivery By 02-01-2021
                                  21-40ACB:0 Buick & GMC Consumer Cash Program
                                  Offer Disclosure
                                  *Not available with special financing, lease and some other offers.
                                  Select 2021 GMC Sierra 1500

                                    0% APR PLUS $2,750 CASH ALLOWANCE FOR VERY WELL-QUALIFIED BUYERS WHEN FINANCED W/GM FINANCIAL*

                                    Select 2021 GMC Sierra 1500

                                    • Take Retail Delivery By 02-01-2021
                                    Offer Disclosure
                                    ***0% APR for 72 MONTHS PLUS $2,750 CASH ALLOWANCE FOR VERY WELL-QUALIFIED BUYERS WHEN FINANCED W/ GM FINANCIAL. Monthly payment is $13.89 for every $1,000 you finance. Average example down payment is 7%. Some customers may not qualify. Not available with leases and some other offers. Take retail delivery by 2/1/2021.
                                    Select 2021 GMC Sierra 1500

                                      Purchase Allowance*

                                      Select 2021 GMC Sierra 1500

                                      • Offer Amount $5500
                                      • Sale Price: $70,614*
                                      • Stock Number: 2210153
                                      • Take Retail Delivery By 02-01-2021
                                      21-40ACB:0 Buick & GMC Consumer Cash Program
                                      Offer Disclosure
                                      *Not available with special financing, lease and some other offers.
                                      Select 2021 GMC Sierra 1500

                                        Purchase Allowance*

                                        Select 2021 GMC Sierra 1500

                                        • Offer Amount $6500
                                        • Take Retail Delivery By 02-01-2021
                                        21-40ACB:0 Buick & GMC Consumer Cash Program
                                        Offer Disclosure
                                        *Not available with special financing, lease and some other offers.
                                        Select 2021 GMC Sierra 1500

                                          Purchase Allowance*

                                          Select 2021 GMC Sierra 1500

                                          • Offer Amount $5500
                                          • Take Retail Delivery By 02-01-2021
                                          21-40ACB:0 Buick & GMC Consumer Cash Program
                                          Offer Disclosure
                                          *Not available with special financing, lease and some other offers.
                                          Select 2021 GMC Sierra 1500

                                            Purchase Allowance*

                                            Select 2021 GMC Sierra 2500HD

                                            • Offer Amount $3500
                                            • Take Retail Delivery By 02-01-2021
                                            21-40ACB:0 Buick & GMC Consumer Cash Program
                                            Offer Disclosure
                                            *Not available with special financing, lease and some other offers.
                                            Select 2021 GMC Sierra 2500HD

                                              Purchase Allowance*

                                              Select 2021 GMC Sierra 2500HD

                                              • Offer Amount $3500
                                              • Sale Price: $75,695*
                                              • VIN: 1GT49REY3MF176862
                                              • Take Retail Delivery By 02-01-2021
                                              21-40ACB:0 Buick & GMC Consumer Cash Program
                                              Offer Disclosure
                                              *Not available with special financing, lease and some other offers.
                                              Select 2021 GMC Sierra 2500HD

                                                0% APR PLUS $2,500 CASH ALLOWANCE FOR VERY WELL-QUALIFIED BUYERS WHEN FINANCED W/GM FINANCIAL*

                                                Select 2021 GMC Terrain

                                                • Take Retail Delivery By 02-01-2021
                                                Offer Disclosure
                                                ***0% APR for 72 MONTHS PLUS $2,500 CASH ALLOWANCE FOR VERY WELL-QUALIFIED BUYERS WHEN FINANCED W/ GM FINANCIAL. Monthly payment is $13.89 for every $1,000 you finance. Average example down payment is 7%. Some customers may not qualify. Not available with leases and some other offers. Take retail delivery by 2/1/2021.
                                                Select 2021 GMC Terrain

                                                  Purchase Allowance*

                                                  Select 2021 GMC Terrain

                                                  • Offer Amount $4250
                                                  • Take Retail Delivery By 02-01-2021
                                                  21-40ACB:0 Buick & GMC Consumer Cash Program
                                                  Offer Disclosure
                                                  *Not available with special financing, lease and some other offers.
                                                  Select 2021 GMC Terrain

                                                    Purchase Allowance*

                                                    Select 2021 GMC Terrain

                                                    • Offer Amount $4250
                                                    • Take Retail Delivery By 02-01-2021
                                                    21-40ACB:0 Buick & GMC Consumer Cash Program
                                                    Offer Disclosure
                                                    *Not available with special financing, lease and some other offers.
                                                    Select 2021 GMC Terrain