Tips on How to Spend Your Tax Return in 2024
It's tax season again! If you're like the lucky ones this means you're going to be getting a tax refund. So what exactly are YOU thinking of spending your tax refund on? A third of Americans spend their refund on an auto-related purchase. For this reason we have outlined a few ideas for you. Think of it as your car-friendly tax refund. If you need new tires, are overdue on maintenance, or looking to upgrade the car, truck, or SUV you're currently driving, our LAFAYETTE Buick and GMC dealership is a good place to start. There are various ways to spend your refund, but here are just the most common ones.
- Use Your Tax Refund for a Down Payment on a New Car
This is one of the most popular ways to utilize your tax refund. If you're like many Americans with poor or bad credit, using your tax refund is a great opportunity to make a large down payment. This will likely open up auto financing options that may otherwise not be available to you. A considerable down payment will demonstrate to the dealership that you're a serious car buyer and might also help you receive a loan with lower monthly payments, making buying a car much more financially possible. Use our payment calculator to get an idea of what your payments might be. - Get Repairs or Upgrades on Your Current Car or Truck
Maybe it's a new set of tires to improve gas mileage or an essential tune-up that's overdue. A well-maintained car can last well beyond 100,000 miles. Routine maintenance as well as the occasional upgrade might not be as thrilling as driving off the lot in a brand-new car, but it's a fantastic way to stretch your dollars...and the life of your car. Schedule service online! - Used Your Tax Refund on a Used Car
Used cars are an option if you are looking to find a reliable car but don't want to spend too much money. Sometimes used cars can have a bad reputation, but that's not the case at a respectable dealership like Courtesy Buick GMC . Don't allow the miles on the odometer fool you. Those miles prove that by using good care and maintenance a used car can still be a reliable car. It's unlikely that a used car will still be under warranty, so it's important to make sure you buy your used car or SUV from a trusted dealer, like Courtesy Buick GMC . We inspect all our used cars for safety and reliability. That way you can rest assured that you're getting a car with a great price to quality ratio, and one that will last for many years to come. Shop our used car inventory! - Lease a Car in LAFAYETTE
The general rule on an auto leases is that when you put down a bigger down payment, your monthly payments will likely be lower. With that larger down payment, your lease payments will be more manageable, and you may be able to upgrade to a vehicle that you otherwise may not be able to through purchasing. While you're here take a look at our current lease offers. - Reduce Your Existing Car Loan with Your Tax Refund
Placing a nice, big payment towards an existing car loan will allow you to get one step closer to becoming free of debt. You can make an extra payment, which helps you pay off the loan quicker, or lower the balance, which will reduce your interest over time. Additionally it is a smart idea to call your lender to see what they think is the better action to take in your particular situation. - Refinance Your Existing Auto Loan
Did you know you may be able to restructure a pre-existing car loan? If your car loan has a high interest rate or you've improved your credit history since getting the loan, it may be possible to utilize your tax refund as leverage and structure a much better loan with lower monthly payments. You may also make use of a portion of your tax refund to lower the principal and obtain an improved interest rate on the balance.
We hope you've found this tax refund guide helpful. Feel free to call our Finance Department at (337) 326-4983 with any questions you have about how we can help you make the most of your tax refund. Courtesy Buick GMC has been serving LAFAYETTE and neighboring communities for many years, and people have come to rely on us for all their automotive needs. We want to see you get the most for your tax refund, so drop by our Buick and GMC dealership to browse our new and used cars this tax season.
Tax Return Car Deals & SPECIALS
2024 Buick Enclave*
Select 2024 Buick Enclave
- Take Retail Delivery By 04-01-2024
Offer Disclosure
*2024 BUICK Enclave.
Not available with special finance or lease offers.
Take new retail delivery by 04-01-2024.
2024 Buick Enclave*
Select 2024 Buick Enclave
- Take Retail Delivery By 04-01-2024
Offer Disclosure
*Example based on survey. Each dealer sets own price. $339/month for 24 months. Your payments may vary.
For eligible new and unused models leased through GM Financial.
Payments are for a
2024 BUICK Enclave FWD Essence with an MSRP of $45,295.
Based on due at signing amount of $7,968 (after all offers).
24 monthly payments total $8,136.
Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease.
Take new retail delivery by 04-01-2024. Lessee pays for maintenance,
repair, excess wear and disposition fee of $495 or less at end of lease.
No security deposit required.
Payments may be higher in some states. Not available with other offers.
2024 Buick Encore GX*
Select 2024 Buick Encore GX
- Take Retail Delivery By 04-01-2024
Offer Disclosure
*Example based on survey. Each dealer sets own price. $219/month for 24 months. Your payments may vary.
For eligible new and unused models leased through GM Financial.
Payments are for a
2024 BUICK Encore GX FWD Preferred with an MSRP of $26,895.
Based on due at signing amount of $5,287 (after all offers).
24 monthly payments total $5,256.
Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease.
Take new retail delivery by 04-01-2024. Lessee pays for maintenance,
repair, excess wear and disposition fee of $495 or less at end of lease.
No security deposit required.
Payments may be higher in some states. Not available with other offers.
2024 Buick Encore GX*
Select 2024 Buick Encore GX
- Take Retail Delivery By 04-01-2024
Offer Disclosure
*2024 BUICK Encore GX.
*Must show proof of a current ownership or lease of a 2010 model year or newer non-GM vehicle at least 30 days prior to the new vehicle sale.
Take new retail delivery by 04-01-2024.
2024 Buick Envista*
Select 2024 Buick Envista
- Take Retail Delivery By 04-01-2024
Offer Disclosure
*Example based on survey. Each dealer sets own price. $179/month for 24 months. Your payments may vary.
For eligible new and unused models leased through GM Financial.
Payments are for a
2024 BUICK Envista FWD Preferred with an MSRP of $23,495.
Based on due at signing amount of $4,306 (after all offers).
24 monthly payments total $4,296.
Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease.
Take new retail delivery by 04-01-2024. Lessee pays for maintenance,
repair, excess wear and disposition fee of $495 or less at end of lease.
No security deposit required.
Payments may be higher in some states. Not available with other offers.
2024 GMC Canyon*
Select 2024 GMC Canyon
- Take Retail Delivery By 04-01-2024
Offer Disclosure
*Example based on survey. Each dealer sets own price. $479/month for 36 months. Your payments may vary.
For eligible new and unused models leased through GM Financial.
Payments are for a
2024 GMC Canyon Short Crew 2WD Elevation with an MSRP of $37,595.
Based on due at signing amount of $4,945 (after all offers).
36 monthly payments total $17,244.
Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease.
Take new retail delivery by 04-01-2024. Lessee pays for maintenance,
repair, excess wear and disposition fee of $495 or less at end of lease.
No security deposit required.
Payments may be higher in some states. Not available with other offers.
2024 GMC Sierra 1500*
Select 2024 GMC Sierra 1500
- Take Retail Delivery By 04-01-2024
Offer Disclosure
*2023 GMC Sierra 1500 Crew Cab Elevation w/Turbo High-Output Engine.*Not available with special finance or lease offers. **Not available with special finance or lease offers.***Must show proof of a current ownership or lease of a 2010 model year or newer Buick or GMC Passenger Car or Truck at least 30 days prior to the new vehicle sale. ****Available on 2.7L High Output Engines. Not available with lease and some other offers.Take new retail delivery by 04-01-2024.
2024 GMC Sierra 1500*
Select 2024 GMC Sierra 1500
- Take Retail Delivery By 04-01-2024
Offer Disclosure
*2024 GMC Sierra 1500 w/5.3L EcoTec3 V8
2.9% APR for 72 months for well-qualified buyers when financed w/GM Financial. Monthly payment is
$15.15 for every $1000 you finance. Average down payment is 18.3%.
Some customers will not qualify.
Take new retail delivery by 04-01-2024.
2024 GMC Sierra 1500*
Select 2024 GMC Sierra 1500
- Take Retail Delivery By 04-01-2024
Offer Disclosure
*Example based on survey. Each dealer sets own price. $499/month for 24 months. Your payments may vary.
For eligible new and unused models leased through GM Financial.
Payments are for a
2024 GMC Sierra 1500 Short Box Crew Cab 2WD Elevation w/TurboMax with an MSRP of $55,395.
Based on due at signing amount of $6,339 (after all offers).
24 monthly payments total $11,976.
Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease.
Take new retail delivery by 04-01-2024. Lessee pays for maintenance,
repair, excess wear and disposition fee of $495 or less at end of lease.
No security deposit required.
Payments may be higher in some states. Not available with other offers.
2024 GMC Terrain*
Select 2024 GMC Terrain
- Take Retail Delivery By 04-01-2024
Offer Disclosure
*2024 GMC Terrain.
Not available with special finance or lease offers.
Take new retail delivery by 04-01-2024.
No Monthly Payments for 90 Days for Well-Qualified Buyers When Financed w/ GM Financial*
Select 2024 GMC Terrain
- Take Retail Delivery By 04-01-2024
Offer Disclosure
*2024 GMC Terrain.
0.9% APR for 36 months for well-qualified buyers when financed w/GM Financial. Monthly payment is
$28.16 for every $1000 you finance. Average down payment is 13.5%.
Some customers will not qualify.
Take new retail delivery by 04-01-2024.
2024 GMC Terrain*
Select 2024 GMC Terrain
- Take Retail Delivery By 04-01-2024
Offer Disclosure
*Example based on survey. Each dealer sets own price. $219/month for 24 months. Your payments may vary.
For eligible new and unused models leased through GM Financial.
Payments are for a
2024 GMC Terrain FWD SLE with an MSRP of $30,095.
Based on due at signing amount of $4,989 (after all offers).
24 monthly payments total $5,256.
Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease.
Take new retail delivery by 04-01-2024. Lessee pays for maintenance,
repair, excess wear and disposition fee of $495 or less at end of lease.
No security deposit required.
Payments may be higher in some states. Not available with other offers.
2023 Buick Envision*
Select 2023 Buick Envision
- Take Retail Delivery By 04-01-2024
Offer Disclosure
*2023 BUICK Envision
1.9% APR for 60 months for well-qualified buyers when financed w/GM Financial. Monthly payment is
$17.48 for every $1000 you finance. Average down payment is 19.6%.
Some customers will not qualify.
Take new retail delivery by 04-01-2024.
2023 Buick Envision*
Select 2023 Buick Envision
- Take Retail Delivery By 04-01-2024
Offer Disclosure
*2023 BUICK Envision AWD.
*Not available with special finance or lease offers.
**Must show proof of a current ownership or lease of a 2010 model year or newer non-GM vehicle at least 30 days prior to the new vehicle sale.
Take new retail delivery by 04-01-2024.
2023 GMC Acadia*
Select 2023 GMC Acadia
- Take Retail Delivery By 04-01-2024
Offer Disclosure
*2023 GMC Acadia.
Not available with special finance or lease offers.
Take new retail delivery by 04-01-2024.
2023 GMC Acadia*
Select 2023 GMC Acadia
- Take Retail Delivery By 04-01-2024
Offer Disclosure
*Example based on survey. Each dealer sets own price. $439/month for 24 months. Your payments may vary.
For eligible new and unused models leased through GM Financial.
Payments are for a
2023 GMC Acadia AWD SLE with an MSRP of $40,495.
Based on due at signing amount of $5,011 (after all offers).
24 monthly payments total $10,536.
Option to purchase at lease end for an amount to be determined at lease signing. Lessor must approve lease.
Take new retail delivery by 04-01-2024. Lessee pays for maintenance,
repair, excess wear and disposition fee of $495 or less at end of lease.
No security deposit required.
Payments may be higher in some states. Not available with other offers.
Dealer Discount*
Select 2023 Buick Envision
- Take Retail Delivery By 03-31-2024
Offer Disclosure
*Dealer Discount available for everyone. The MSRP does not include charges added by the dealer or options added to the vehicle by the dealer.
Dealer Discount*
Select 2023 GMC Acadia
- Take Retail Delivery By 03-31-2024
Offer Disclosure
*Dealer Discount available for everyone. The MSRP does not include charges added by the dealer or options added to the vehicle by the dealer.
Dealer Discount*
Select 2024 Buick Enclave
- Take Retail Delivery By 03-31-2024
Offer Disclosure
*Dealer Discount available for everyone. The MSRP does not include charges added by the dealer or options added to the vehicle by the dealer.
Dealer Discount*
Select 2024 GMC Sierra 1500
- Take Retail Delivery By 03-31-2024
Offer Disclosure
*Dealer Discount available for everyone. The MSRP does not include charges added by the dealer or options added to the vehicle by the dealer.
Dealer Discount*
Select 2024 GMC Sierra 2500 HD
- Take Retail Delivery By 03-31-2024
Offer Disclosure
*Dealer Discount available for everyone. The MSRP does not include charges added by the dealer or options added to the vehicle by the dealer.
Dealer Discount*
Select 2024 GMC Terrain
- Take Retail Delivery By 03-31-2024
Offer Disclosure
*Dealer Discount available for everyone. The MSRP does not include charges added by the dealer or options added to the vehicle by the dealer.
2024 GMC Sierra 1500 Crew Cab Short Box 4-Wheel Drive SLT*
Select 2024 GMC Sierra 1500
Victor is amazing and really gets...
5
Victor is amazing and really gets customer service.
Eric G.
LAFAYETTE
Service guys were nice and professional,...
5
Service guys were nice and professional, BUT Back order on parts, no idea when they might be available.
Bradford D.
LAFAYETTE
My experience was good š I was notified...
4
My experience was good š I was notified about my engine air filter needing replacement. It was taken care of! Overall I left there with peace of mind...
Jason D.
LAFAYETTE
Thought we should of gotten a better...
5
Thought we should of gotten a better discount
Ricky S.
JENNINGS
Great experience with Vick and Lance!...
5
Great experience with Vick and Lance! They took care of my issues and really went out of the way to help.
David B.
Lafayette
Really no problems, called and got an...
4
Really no problems, called and got an acceptable appointment. Delivered car and got a call it was ready about 1-1/2 hr earlier than was expected. Pick...
Ronald U.
LAFAYETTE
Very slow on check in. Vehicle was...
4
Very slow on check in. Vehicle was finished service timely
William C.
LAFAYETTE
Was taken right on time, service advisor...
5
Was taken right on time, service advisor updated me on a regular basis
Ronald D.
LAFAYETTE